AgroFlow
Celo Sepolia Testnet/Est. 2026/Africa & beyond

Onchain finance
for smallholder
farmers.

AgroFlow connects farmers seeking capital with investors seeking real-world yield — through transparent, escrow-protected pools on the Celo blockchain.

500+
Farmers supported
$2.4M
cUSD deployed
12–18%
Average APY
100%
Onchain & transparent

Powered by trusted infrastructure

Celo NetworkESCROW · PROTECTEDMiniPay ReadyNON-CUSTODIALOpenZeppelinONCHAIN · TRANSPARENTCelo SepoliacUSD · POWEREDCelo NetworkESCROW · PROTECTEDMiniPay ReadyNON-CUSTODIALOpenZeppelinONCHAIN · TRANSPARENTCelo SepoliacUSD · POWERED

— Section 01 / Process

From seed
funding to
harvest yield.

Four transparent steps — fully executed onchain. No banks, no paperwork, no intermediaries. Just smart contracts doing exactly what they promise.

01
Create a Funding Pool
Farmers describe their crop, set a funding target, interest rate, and harvest timeline. The pool is deployed as a smart contract in minutes.
02
Investors Contribute cUSD
Anyone can browse open pools and deposit cUSD. Every contribution is recorded onchain — transparent, immutable, and proportional.
03
Capital Disbursed to Farmer
Once the target is met, escrowed funds are automatically released to the farmer. No manual approval. No delay. Fully trustless.
04
Harvest, Repay & Distribute
After the harvest, the farmer repays principal plus interest. Returns are distributed to all investors proportionally in a single transaction.

— Section 02 / Participants

Who AgroFlow
is built for.

A protocol designed for the full agricultural finance ecosystem — from the farmer in the field to the investor on their phone.

01 / 04🌾

Smallholder Farmers

Access capital without banks, collateral, or intermediaries. Build an on-chain credit history with every repaid pool.

02 / 04📈

Impact Investors

Earn real-world yield on cUSD while funding productive, sustainable agriculture across Africa.

03 / 04🤝

Agricultural Cooperatives

Pool resources collectively to access larger funding rounds and negotiate better terms onchain.

04 / 04⚡

DeFi Participants

Deploy cUSD into productive real-world assets. Real yield, real impact, fully verifiable on Celo.

— Section 03 / Infrastructure

Transparent
by design.

AgroFlow is a fully non-custodial protocol. Every pool, every contribution, every repayment lives onchain — auditable by anyone, at any time.

Built with OpenZeppelin contracts on Celo — a carbon-negative, mobile-first blockchain engineered for real-world financial inclusion.

Deployed — Celo Sepolia (11142220)
CropPoolFactory0x0B4b878E…605E
EscrowManager0x9Ea405E1…109c
RepaymentDistributor0x1B79eE37…6Bc8
ShareLedger0x81B5062…53DA
MockcUSD0xD916D795…fEc8
Deployed 2026-05-19 · OpenZeppelin 5

— Why AgroFlow

Built different,
by necessity.

  • 01

    Escrow-Protected Capital

    Investor funds are locked in a smart contract escrow until the pool target is met. Never held by AgroFlow.

  • 02

    Proportional Returns

    The ShareLedger contract tracks every investor's share in basis points — ensuring fair, precise payouts.

  • 03

    MiniPay Compatible

    Seamlessly integrates with Celo MiniPay, making agricultural finance accessible on any mobile phone.

  • 04

    On-Chain Credit History

    Every repaid pool builds a verifiable track record for farmers — enabling better terms over time.

— Section 04 / Get Started

Connect your
wallet to
begin.

No sign-up. No KYC. No intermediaries. Connect your Celo wallet and start funding or investing in seconds.

Network

Celo Sepolia Testnet

Chain ID: 11142220

Compatible wallets

MiniPay · MetaMask · Any Celo Wallet

— Three steps to your first pool

01

Connect

Open AgroFlow and connect your Celo-compatible wallet. MiniPay users are detected automatically.

02

Choose your role

Browse open funding pools as an investor, or create a new pool as a farmer. Both take under two minutes.

03

Transact onchain

Approve, invest, or repay with cUSD. Every action is a transparent blockchain transaction you can verify on Celoscan.

Non-custodial · No sign-up required